Here is a Target Red Card Review. We review the benefits of the Target Debit Card and the Target Credit Card. The Target Red Card offers tons of great benefits, but is it really worth it??
Target Red Card Review:
Target Red Card Debit:
- 5% off
- Free shipping at Target
- 30 extra days for returns
- Works like a check by drawing from your existing checking account
- No annual fee
- Secured PIN access
- Cash withdrawal up to $40 at checkout in store
- Sign up HERE
Target Red Card Credit:
- 5% off
- Free shipping at Target
- 30 extra days for returns
- Charge your Target and Target.com purchases
- No annual fee
- Manage account and make payments online
- Sign up HERE
Saving 5% on all your Target purchases can add up to be a ton of money, but if you don’t use it right it can cost you more money in interest. I only suggest you get a Target Red Card if you are going to turn around and pay off your card right away and you have the money in the bank to pay for it. Most people get in trouble by saying they will pay this off when they get paid next month and then they have an unexpected bill come up and they can’t make the payment. They now have to pay interest and they are not saving money like they had planned.
One way to get the benefits of a Target Red Card is to get the Target debit card. This card works like a check by drawing from your existing checking account and has a secured PIN access. You can also get a cash withdrawal up to $40 at checkout.
Does Target have layaway? Read more here.
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Chrissy is a stay-at-home mom with two girls from Missouri. Chrissy has helped thousands of subscribers save money without giving up “extras” like travel and entertainment. She shows how anyone can save thousands of dollars on cleaning supplies, toys, travel, groceries and more.
