Would you like to feel like you have a choice on how to spend your money? Would you like to know that you can have that cup of coffee without feeling guilty? Do you have these feelings when you think of budgeting or money?
- Stressed
- Frustrated
- Overwhelmed
- Controlled
- Guilt
Take control of your money with a budget and stop being ruled by your finances! A budget is simply a guide to help you plan how you spend and save your money.
The first strategy to create a successful budget is to determine why you are doing a budget. Setting goals will give you motivation to stay focused and on budget. Something “real” to look forward to or achieve.
Try to set both Short term and Long term goals.
- Short term goals should be things you want to do within 6 months to 1 year
- Example: pay off a credit card or save for your emergency fund
- Long term goals should be aimed for 2 or more years.
- Example: pay for your children’s college, pay off your house
When I set goals, I became motivated and I found ways to reach my goals! When I started my “Budget” journey over four years ago, I never thought I would be able to save so much money. YOU can too! Join me later this week and learn how I use categories to help make the budgeting process, quick and easy!
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