Take the time to make a list of all the unexpected expenses you can remember over the past year. Divide the total by your budget period (i.e. 12 months) to see how much you should plan to set aside each month to help cover these “surprises”. Thanks for subscribing to our blog! Be sure to… [Read More]

Start tracking your expenses in Quicken, MS Money or online through a free or low cost service like Mint (free) or Pear Budget ($3/month). This will help you budget coming months and years more accurately and possibly avoid big surprises! Thanks for subscribing to our blog! Be sure to click back BeCentsable to read articles… [Read More]

If your budget is tight don’t assume the only solution is to cut out all the fun stuff. This is an opportunity to make sure your family gets to enjoy the things they value (like vacation time) and eliminates the things they don’t value as much (like 5 pairs of shoes). It’s also an opportunity… [Read More]

Setting aside money helps us get through financially difficult months. Whether it’s seven family birthdays in one month or something unexpected like an emergency trip to the vet on a Saturday night (which happens more often than we’d like to think!) Thanks for subscribing to our blog! Be sure to click back BeCentsable to read… [Read More]

Do not go to the store with a mental list; it is impossible to make a menu plan, create a shopping list for it, and remember everything on it when you need to, all in your head! Thanks for subscribing to our blog! Be sure to click back BeCentsable to read articles of interest and… [Read More]