Extra padding, or cushion can be a good thing!  Especially when you fall … short! Many budgets are unsuccessful due to underestimating how much spending occurs or just simply forgetting about areas where money is spent. When you first make your categories, give yourself a small cushion to help with forgotten expenses.  Wiggle room is worth it in… [Read More]

In the beginning, budgeting can be overwhelming to consider for your whole month.  Don’t panic or stress! Try making a weekly budget! Doing a weekly budget can be less time and effort, which in the end can help you be more successful and less stressed! All month, I will be sharing ideas and tips to… [Read More]

Go to an ALL cash makeover! This will help make sure you do NOT overspend! When I first started to get serious about my budget, I used envelopes and labeled them.   Knowing how much I had to spend was empowering and when the cash was gone it was gone. I was in CONTROL of… [Read More]